The federal civil service system has changed drastically over the last year. New policies and procedures are already in effect -- and more are on the way. 

The 2013 Federal Personnel Guide gives you special coverage of the areas you need to know including answers to your toughest career questions about:

• Advancement and promotion
• Annuities
• Benefits
• Buyouts/Early Outs
• Disability
• Health Insurance (FEHBP)
• How to get a Federal Job
• Injury Compensation
• Job protection
• Leave
• Life Insurance (FEGLI)
• Pay
• Reimbursement
• Retirement
• Rules-and-Regulations
• Taxes
• Workplace Guidance
• And much more